Frequently Asked Questions

General Questions (6)

Why use Offerpad Home Loans?
In a word, it’s easy. Not a numbers person? No worries. Whether you’re applying for a mortgage on a new home or refinancing, Offerpad Home Loans helps simplify and streamline the whole process. We’ll help you find, apply and, once you qualify, get approved for a loan. We’re with you all the way through closing, with lending services and products to help almost anyone in almost any situation including:
  • MMortgages for first-time buyers
  • FHA/VA/USDA/Conventional Mortgages
  • Down payment assistance programs
  • Lock and shop interest rate protection
  • Mortgage insurance avoidance with as little as 10% down payment
  • Bundled services to save money on buying, selling or financing a home
  • Jumbo loans up to $3.5M
  • Bank statement loans for self-employed borrowers
And more! Check the progress of your loan application online or through our mobile app to know where things stand every step of the way. Your personal, personable Offerpad Loan Consultant will be there with you, too, so you’re able to get answers when you need them.

Just trying to figure out what you can afford or looking for payment estimates on a refi? Start planning now with our easy-to-use mortgage calculators. They’re free!
How does Offerpad Home Loans work?
What kind of home can I buy with Offerpad Home Loans?
What does it cost to get a loan with Offerpad Home Loans?
What are the requirements for getting a loan with Offerpad Home Loans and what do I need to apply?
Can I use Offerpad Home Loans to get a prequalified or preapproval letter?