Offerpad Home Loans

The help you need to get the home you want

Simple, no-obligation home financing solutions that meet your needs — all under one roof.

Apply for Home Purchase   Refinance Your Home

Mortgages made easy

First-time home buyer? Having a hard time qualifying? Looking for down payment assistance? Worried about interest rates? Need to sell before you buy?
Find time-and-money-saving solutions that reduce the stress and streamline the process of getting a home loan you can live with.

Find your rate, keep your rate

Get your mortgage rate and keep it for up to 90 days while you shop for a home.

Save money with 10% down

Lower your monthly payment with no mortgage insurance on low down payment.

Seamless application

Whether your self-employed or not, you can simply provide bank us statements to qualify.

Down payment help

Secure a mortgage with a good credit score and less paperwork.

Sell. Buy. Mortgage. Save.

Combine financing with buying and or selling a home with Offerpad and save up to $4,000.

Save with Bundles

The Offerpad Difference

Offerpad Home Loans is all about easy. With great rates, fast, flexible closings on your schedule, and outstanding customer service. Ready to apply? We’re here to help!

Financing 101

Questions about financing or refinancing a home? Get answers from the experts at Offerpad!

See all FAQs

How much home can you afford?

Use our free mortgage calculators to find out!

Calculate Payments

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